Skip to main content

How Do I Pay For Rehab?

Finances and paying for rehab are often a barrier to those getting the help that they need and want. There are options available to help through this process. If someone is struggling with addiction to drugs or alcohol, the top priority should be getting proper help, and getting healing. The different ways that rehab could be paid for can assist in creating a solid foundation to begin a life in recovery and healing from the traumas addiction can cause.

Paying for Rehab

Medical care can be an expensive undertaking, and paying for rehab can also come with a high cost. This is why knowing the options available for someone who so desperately needs help can help them get the care they want. Many rehab centers work with potential clients to provide them the opportunity to get better and heal from addiction.

Federal/Government Assistance

Government assistance is available for paying for rehab. Knowing the resources for this in any given area can help those who need it find help. A quick Google search can provide answers to options for this. This can help to allow those who need help to receive proper care as they decide to end drug and alcohol addiction and begin the healing process. 

Free Rehab

There are also free rehabs available throughout the country. These facilities are generally funded through local government and funding through donations. The space is very limited and there is often a waitlist to be able to receive care from them. Again, a Google search should be able to provide a list of these free rehabs when researching how someone would be paying for rehab. 

Grants

There are available grants that could be sought out through the Substance Abuse and Mental Health Services Administration (SAMHSA). SAMHSA is an organization that strives to provide resources for both mental health and substance abuse issues. They afford the opportunity to seek out a grant to help when wondering how someone would be paying for rehab and help with covering the expenses that could incur as a result of needing help. The purpose of this is to provide care to a wider range of people who may need help in order to overcome addiction. 

Private Payments

Those who have the financial means have the option of paying for rehab with private payments. This option is usually a set rate that a rehab center has set. In order to know what this would be, calling and asking about the options available for private payments is the best option. Reaching out and asking what a private pay rate and the length of time it could cover would be beneficial to anyone who has the means and capability of using this option.

Payment Plans/Credit

Paying for rehab with payment plans or credit can help those who need it, but cannot privately pay for a rehab out of pocket all at once. Smaller monthly payments could be an option that could help those who need it get the proper help for themselves or a loved one. Again, reaching out and asking about paying for rehab in this manner would get the best answers to any questions an individual may have.

Insurance Coverage

The best option for paying for rehab is to use any private insurance. Whether it is through work or through the health insurance marketplace, most insurance policies have coverage to treat addiction to drugs and alcohol as well as mental health. Due to the Affordable Care Act (ACA), it is a government requirement for all insurance companies to offer an option for substance abuse coverage. This makes access to alcohol and drug addiction help more widely available so that someone who needs the help can actually receive it. 

Anyone who is looking for help to heal from addiction and has a private insurance policy can find out exactly what a specific policy would cover by calling and asking. If that seems to be overwhelming as wondering how someone could be paying for rehab often is an overwhelming process, any center can do a quick verification and be able to give the details of any given policy. 

Someone at this point often is struggling with drugs or alcohol and is wondering what they can do. Help is just a phone call away. Reaching out and talking to someone who can give details on how paying for rehab is possible and helping to provide understanding on the possible option can bring understanding on the best way to receive proper help.

Healing From Addiction

When struggling with addiction, how to pay for rehab shouldn’t stop someone from receiving the help they need and want. Addiction is a life-altering illness and getting better is the top priority. If you or a loved one are struggling with addiction, there is help. At Louisville Addiction Center in Kentucky, we offer options to those who are seeking help for alcohol and drug addiction. Our team of professionals can help to guide you through the process of ending drug and alcohol use and finding recovery.

Contact us today and begin your journey of recovery.

→ Sources
  1. Alcohol Rehab Help. (2022). Alcohol statistics in Kentucky. Alcohol Rehab Help. https://alcoholrehabhelp.org/kentucky/alcohol-statistics/
  2. Healthy KY. (n.d.). Drug and alcohol statistics in Kentucky. Healthy Kentucky. https://www.healthyky.org/drug-and-alcohol-statistics-in-kentucky.html
  3. Kentucky Office of Drug Control Policy. (n.d.). An assessment of Kentucky’s substance use disorder crisis. Commonwealth of Kentucky. https://odcp.ky.gov/
  4. Kong, J. (2022). An assessment of alcohol use disorder and treatment [Research brief]. University of Louisville. https://louisville.edu/sphis/departments/cik/docs-and-pdfs-1/Kong_AUD_ResearchBrief_FINALADA.pdf
  5. Substance Abuse and Mental Health Services Administration. (2019). State profile: Kentucky—N-SSATS report. SAMHSA. https://www.samhsa.gov/data/sites/default/files/quick_statistics/state_profiles/NSSATS-KY19.pdf
  6. Substance Abuse and Mental Health Services Administration. (2024). Underage drinking prevention programs in Kentucky. SAMHSA. https://library.samhsa.gov/sites/default/files/kentucky-iccpud-state-report-2024.pdf
  7. Wikipedia. (2025). Casey’s Law (Matthew Casey Wethington Act). In Wikipedia. https://en.wikipedia.org/wiki/Casey%27s_Law
→ Contributors
Portrait of Dr. Vahid Osman, Board-Certified Psychiatrist and Addictionologist
Medically Reviewed By
Dr. Vahid Osman, M.D.
Board-Certified Psychiatrist & Addictionologist
Dr. Vahid Osman is a Board-Certified Psychiatrist and Addictionologist with extensive experience treating mental illness, chemical dependency, and developmental disorders. Dr. Osman trained in Psychiatry in France and in Austin, Texas. Read more.
Portrait of Josh Sprung, L.C.S.W.
Clinically Reviewed By
Josh Sprung, L.C.S.W.
Board-Certified Clinical Social Worker
Joshua Sprung serves as a Clinical Reviewer at Louisville Addiction Center, bringing a wealth of expertise to ensure exceptional patient care. Read more.
→ Accreditations & Licenses

Addiction Treatment

Drug and Alcohol Rehab | Louisville Addiction Center

Treatment Programs

Treatment Programs | Louisville Addiction Center

Mental Health Services

Primary Mental Health | Louisville Addiction Center

Areas We Serve

  • Fayette
  • Bowling Green
  • Owensboro
  • Covington
  • Georgetown
  • Richmond
  • Florence
  • Elizabethtown
  • Nicholasville
  • Hopkinsville
  • Jeffersontown
  • Independence
  • Frankfort
  • Henderson
  • Paducah
  • Radcliff
  • Ashland
  • Erlanger
  • Madisonville
  • Winchester
  • Burlington
  • Mount Washington
  • St. Matthews
  • Murray
  • Fort Thomas
  • Shelbyville
  • Danville
  • Shively
  • Berea

What Our Patients Say: Stories of Hope and Recovery

Real Testimonials

Hear directly from those who have walked the path to recovery. Our patients’ stories highlight the compassionate care, effective programs, and life-changing support they’ve experienced. Let their journeys inspire you as you take your first steps toward healing.

Austin B. profile pictureAustin B.
18:15 16 Mar 25
LAC was great. I participated in the evening groups through zoom, which I originally had reservations about. Even though the meetings were online, they were still very engaging, informative, and personal. The therapist and case manager were incredible. They were both very authentic and supportive, and they were easily available when we needed them. I am very appreciative and grateful for this program.
Coley W. profile pictureColey W.
15:47 02 Feb 25
I’ve had great success with the individuals i’ve sent to LAC. I’ve been impressed with the smooth Admissions process in the stressful situations. The compassion they receive after arriving and the level of care is as good as anywhere out there. Most definitely will continue to use LAC
Kyle T. profile pictureKyle T.
18:50 08 Aug 24
I have nothing but positive things to say about LAC. I went there not expecting too much and I left there with what feels like a family. Everyone is so nice and extremely down to earth. You will be in good hands at LAC
William S. profile pictureWilliam S.
02:56 18 Jul 24
This is 5 star facility. The staff is one of a kind, the program is exactly what you are looking for. Call these people today if you or someone you know is struggling!
Aaron A. profile pictureAaron A.
13:58 13 Jun 24
Great place with great staff that care!
Jacob W. profile pictureJacob W.
00:34 16 Apr 24
Would highly recommend LAC to anyone struggling with addiction. They offer a supportive environment that allows you to focus on your recovery and becoming a productive member of society.
Brad F. profile pictureBrad F.
19:37 24 Oct 23
LAC is an amazing treatment facility. Truly a 5 * place for treatment. From ownership, leadership to general staff this place is incredible. The therapist, Techs and speakers are all first class. The housing, if doing PHP like I participated in was also perfect. I met so many incredible people. It’s unreal to be honest. I today this day still stay in contact with most residents who I attended with. Thank you LAC for not only all of your help but also continued support!!!
Brad Franzman
Matt H. profile pictureMatt H.
13:36 20 Jul 23
Louisville addiction center is a wonderful facility for anyone struggling with substance use disorders. The staff is wonderful and client care is most important. If you or a loved one are struggling I would highly recommend this place.
Kathryn T. profile pictureKathryn T.
01:49 21 Mar 23
This is an awesome place for anyone struggling with a substance use disorder. It is a beautiful facility, conveniently located to all Louisville has to offer. The staff members are kind and helpful, it is easy to tell they truly want to help you recover. 10/10 recommend this programming if you are ready to make a change.
David W. profile pictureDavid W.
15:00 04 Mar 23
I had the opportunity to tour and attend the open house for Louisville Addiction Center on 2/22/23. As and individual in recovery and also working for SUD, I couldn’t be more impressed with the facility and approach that LAC is taking and offering those affected by substance abuse. If you or a loved one is struggling, this facility would provide the treatment, love and comfort your family member deserves.

Get Directions to Louisville Addiction Center